Latest Reviews for Dental Insurance |
| Date Submitted: | November 23, 2009 |
| Insurance Provider: | MetLife in Georgia |
| Coverage: | 2 out of 10 |
| Claims: | 1 out of 10 |
| Customer Service: | 1 out of 10 |
| Cost: | 5 out of 10 |
| Recommend: | No |
| Review: | Prepare to spend hours on forms Even with the minimal coverage provided by MetLife Dental, you would be amazed at the paperwork involved and hours spent to have the insurance pay for claims that are literally under $100. On most occasions I had to submit the paperwork several times - and I'm just talking copies of receipts and EOBs from BC/BS - for them to pay their fair share. My dentist will not file supplemental insurance paperwork, and now I know why - they don't have the time. Trust me, if you just have routine work, and don't really expect major issues, this is not worth the time and money. Comments [ 0 ] |
| Submitted by: | Loren 54 year-old :: Male Reviewer :: Atlanta, GA |
| Date Submitted: | October 15, 2009 |
| Insurance Provider: | United Health Care in Georgia |
| Coverage: | 7 out of 10 |
| Claims: | 1 out of 10 |
| Customer Service: | 2 out of 10 |
| Cost: | 2 out of 10 |
| Recommend: | No |
| Review: | aka OptumHealth Allies First I signed up for the plan from Cigna, but then discovered that the "rate" sheet that I was provided prior to purchase is merely an "example" of prices. The actual discount is about $10 per service. Then I switched to OptumHealth Allies because they provided an actual rate sheet for my dentist. This, however, turned out to be false. After several hours spent on the phone and internet with dentalplans.com, OptumHealth Allies, and United Health Care (the real owner of the contract), I learned that the rates provided to me were substantially lower than the rates provided to the dentist. I cancelled the worthless policy and will never look back. Unless you plan to have major dental surgery and your dentist is on the approved list, don't waste your money on this "discount" garbage. Comments [ 1 ] |
| Submitted by: | Duke 42 year-old :: Male Reviewer :: Atlanta, GA |
| Date Submitted: | October 15, 2009 |
| Insurance Provider: | CIGNA in Georgia |
| Coverage: | 6 out of 10 |
| Claims: | 7 out of 10 |
| Customer Service: | 8 out of 10 |
| Cost: | 1 out of 10 |
| Recommend: | No |
| Review: | Pricing roulette Large network of participating dentists, but the discount is pathetically low. Each dentist charges their own rates, and you can't find out the rates prior to signing up. Comments [ 0 ] |
| Submitted by: | Duke 42 year-old :: Male Reviewer :: A |
| Date Submitted: | October 15, 2009 |
| Insurance Provider: | Delta Dental Insurance in Georgia |
| Coverage: | 5 out of 10 |
| Claims: | 3 out of 10 |
| Customer Service: | 2 out of 10 |
| Cost: | 3 out of 10 |
| Recommend: | No |
| Review: | Nearly worthless The only dentists you will find on this plan are off ill repute. Get this plan if you want to use crappy dentists that try to scam you into paying for unnecessary services. Comments [ 0 ] |
| Submitted by: | Duke 42 year-old :: Male Reviewer :: Atlanta, GA |
| Date Submitted: | September 23, 2009 |
| Insurance Provider: | Delta Dental Insurance in Michigan |
| Coverage: | 6 out of 10 |
| Claims: | 4 out of 10 |
| Customer Service: | 3 out of 10 |
| Cost: | 3 out of 10 |
| Recommend: | No |
| Review: | Delta Dental of Pennsylvania Call customer service and you'll get a different answer each time you call for the same claim. Never wanted to pay for things that were supposed to be covered. Worst insurance ever! Comments [ 0 ] |
| Submitted by: | Temika 22 year-old :: Female Reviewer :: Michigan |
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